Business Checking
Improve your business with smarter checking options.
The right checking account frees you up to focus more on your projects, customers, and day-to-day operations. Whether your company is hundreds strong or you’re the sole proprietor of a small business, we offer checking accounts to help you manage your checking needs more effectively. Simplify transactions, improve access to your funds, and take advantage of a range of additional services.
| Business Checking | Commercial Checking | Commercial Checking Plus | |
|---|---|---|---|
| Monthly Service Charges* |
$8 |
$10 |
$15 |
| Business Online Banking |
Available |
Available |
Available |
| Online Bill Payment |
Available |
Available |
Available |
| Business Debit Cards |
Available |
Available |
Available |
| Minimum Balance Required to Open Account |
$50 |
$100 |
$100 |
| Transaction Charges |
Over 100 items (checks paid, checks deposited, deposit tickets) $0.40 each; unlimited electronic transactions |
Per item paid $0.15, per item deposited $0.12, per deposit ticket $0.10, uncollected balance position based on bank reference rate*** ACH debit $0.12/credit $0.10 |
Per item paid $0.18, per item deposited $0.15, per deposit ticket $0.25, uncollected balance position based on bank reference rate*** ACH debit $0.12/credit $0.10 |
| Qualifier to Avoid Monthly Service Charges |
$1,000 average available balance, excess monthly transaction charges will continue to apply |
None |
Investable balance/earnings credit, account analysis*** |
| Monthly Statement Charges |
No charge for paperless statement (Business Online Banking required) $5 per account for paper statement |
No charge |
No charge |
| Statement with Check Images |
$5 per account, for images |
$5 for images |
No charge |
| CD-Rom Statement Checks (front/back) and Deposit Tickets Included |
$25 per account, per statement |
$25 per account, per statement |
$25 per account, per statement |
| More Details | |||
| Interest Earning Business Checking** | Business Money Market (MMA) | |
|---|---|---|
| Monthly Service Charges |
$10 |
$10 |
| Business Online Banking |
Available |
Available |
| Online Bill Payment |
Available |
Not Applicable |
| Business Debit Cards |
Available |
Not Applicable |
| Minimum Balance Required to Open Account |
$50 |
$100 |
| Transaction Charges |
Over 100 items (checks paid, checks deposited, deposit tickets) $0.40 each; unlimited electronic transactions |
Over 6 withdrawals $1 each. Over 25 checks deposited, $0.40 each. You may make 6 transfers from account each statement cycle, up to 6 by check to third parties or remaining preauthorized transfers by automated debit or telephone. A $10 excess transaction fee may apply. |
| Qualifiers to Avoid Monthly Service Charges |
$2,500 average available balance |
$2,500 average available balance, excess monthly transaction charges will continue to apply |
| Minimum Available Balance to Earn Interest |
$1,000 |
$1,000 |
| Monthly Statement Charge |
No charge for paperless statement (Business Online Banking required) $5 per account for paper statement |
No charge |
| Statement with Check Images |
$5 per account, for images |
$5 per account, per statement |
| CD-Rom Statement Checks (front/back) and Deposit Tickets Included |
$25 per account, per statement |
$25 per account, per statement |
| More Details | ||